A Swede, an Irishman, a Scotsman, and their wives went golfing one day. As they approached the first tee, the Swede’s wife stepped up to take her shot.

As she bent over to place her ball, a gust of wind lifted her skirt, revealing that she wasn’t wearing any underwear.

Shocked, her husband, Ole, exclaimed, “Good grief, woman! Why aren’t you wearing any skivvies?”

She shrugged and replied, “You don’t give me enough housekeeping money to afford any.”

Embarrassed, Ole reached into his pocket and said, “For the sake of decency, here’s a fifty. Go buy yourself some underwear.”

Next, the Irishman’s wife approached the tee. As she bent over, another gust of wind lifted her skirt, showing that she, too, was without underwear.

Her husband, Patrick, gasped, “Saints preserve us, woman! You’ve no knickers on! Why not?”

She sighed, “Well, you don’t give me enough money for such luxuries”

Patrick shook his head, pulled out his wallet, and handed her a twenty. “For the sake of decency, go buy yourself some underwear!”

Finally, the Scotsman’s wife, Aggie, stepped up. As she bent over to place her ball, the wind took her skirt right up over her head—once again, revealing she was going commando.

Her husband, Duncan, threw up his hands and groaned, “For Jake’s sake, Aggie! Where the hell are yer drawers?”

She replied, “Ye dinnae give me enough money tae afford any.”

Duncan sighed, reached into his pocket, and handed her a comb. “Well, for the love o’ decency, tidy yerself up a bit.”