Two old ladies Dolly and Ruby were talking about their grandchildren.
Dolly said, “Each year I send each of my grandchildren a card with a generous cheque inside.
I never hear from them … never receive a thank you message.“
Ruby replies, “I too send my grandchildren a very generous cheque I hear from them within a week after they receive it.
In fact, they each pay me a personal visit.”
“Wow! How come ?” remarked Dolly.
“Very simple solution… I don’t sign the cheque.”